PNC Bank

Paycheck Protection Program (COVID-19)

Designed PNC’s COVID-era small business loan portal, with a first version built in 72 hours and used by 70,000+ small businesses.

Role
Lead UX and UI designer
Team
Product, legal, technology and a PM
Timeline
First version built in 72 hours

Project overview

During COVID-19, the CARES Act made funding available to small businesses. My product team was asked to build the application portal in a 72-hour window, ahead of the public release of the first version. Since launch it has been used by 70,000+ small businesses and went through several later releases.

Impact

72 hrs

to build the first version

70,000+

small businesses used the portal

My role

I was involved from the start, reviewing the government’s requirements with legal, technology, and product teams. I co-led user testing with friends and family clients and onboarded a designer who joined later.

The users

S

Small business owners

Applying for and reporting on their loan.

A

Accountants

Reporting how funds were spent on behalf of owners.

I

Internal PNC employees

Reviewing and processing applications.

Select screens

Eligible nonpayroll costs. Business owners or accountants report how funds were spent (utilities, mortgage, rent and similar), and the portal calculates the forgivable amount.

Assumptions

An early version assumed users would want to link business credit cards to import transactions. User research showed they didn’t, so we dropped that version.